Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. How to Cut Your Expenses Living with confidence means living within your means. managers. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).